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EDUCATION CENTER

Investor Frequently Asked Questions

Are there any fees for investing?

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Our platform charges a small fee on each transaction. The exact fee structure will be outlined before you make any investment. Additionally, some businesses may charge their own fees depending on the investment type.

Can I communicate with the founders of the businesses I invest in?

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Yes! AQi encourages founder-investor interaction. Each listing includes a Q&A section where you can ask questions directly. Founders are also encouraged to host webinars and AMAs to keep investors informed and engaged.

Can I sell my investment later?

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Securities sold through Regulation Crowdfunding are generally illiquid. In most cases, you cannot sell or transfer your investment for at least one year after it is issued.

Under SEC rules, you may transfer your securities during that one-year period only in the following cases:

  • To the issuer of the securities;
  • To an accredited investor;
  • As part of an offering registered with the SEC; or
  • To a family member or equivalent, a trust controlled by you or created for a family member, or in connection with your death, divorce, or similar circumstances.

After the one-year restriction period, there may or may not be any market or platform available for you to resell your investment. Some issuers or intermediaries may explore secondary transfer options, but there is no guarantee of liquidity, and investors should be prepared to hold these securities for an indefinite period of time.

Does AQi offer any investor protection features?

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Yes, AQi employs strong data security measures, escrow services, and third-party payment processors to ensure your funds and personal information are protected. We also offer tools to help you monitor and manage risk.

How are businesses reviewed before appearing on AQi?

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Before an issuer’s offering is listed on AQi, the company undergoes a review to confirm it meets the regulatory and disclosure requirements under Regulation Crowdfunding.

This includes verifying eligibility, reviewing required documentation, and confirming that the issuer has provided all information necessary for investors to make their own informed decisions.

AQi does not evaluate or endorse the business merits, investment potential, or quality of any offering.

How do I get returns on my investment?

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Investments made through Regulation Crowdfunding (Reg CF) are typically in early-stage or private companies. These investments are illiquid, meaning they can’t easily be sold or transferred.

Investors may receive a return only if the company experiences a liquidity event—such as being acquired, going public, or buying back its securities. There is no guarantee that any of these events will occur.

Securities purchased under Reg CF generally cannot be resold for one year after purchase, except in limited circumstances allowed by law (for example, to the issuer, to an accredited investor, or to a family member).

Because most startups do not pay dividends and may not achieve an exit, investors should be prepared to hold their investment for an indefinite period and to risk losing the entire amount invested.

How do I get started?

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To start investing, simply create an account on our platform, browse available offerings, and complete the necessary steps to make an investment. Once you’ve decided on a business, follow the instructions to fund your investment securely.

How do I know which businesses to invest in?

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AQi does not endorse or recommend any issuer or offering. Each business that lists on AQi is required to provide detailed disclosures about its operations, financial condition, risks, and other material information in accordance with Regulation Crowdfunding. Investors should review these disclosures carefully and consider their own financial situation and risk tolerance before making any investment decision. AQi also provides general educational materials to help investors understand the crowdfunding process and associated risks.

How do I track my investments?

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You can track the performance of your investments directly on our platform. We provide regular updates on each business’s financial health, milestones, and key developments to keep you informed. Additionally, our entrepreneurs are committed to providing quarterly updates. We aim for a surprise-free zone!

How does AQi make money?

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AQi earns revenue through success fees, platform fees from businesses, and optional premium investor tools or features. All fees will be transparently disclosed before you invest.

How long do investment campaigns stay open on AQi?

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Campaign durations vary by issuer but typically last between 45 and 180 days.

Each offering page displays the specific closing date. AQi may send notifications to users who choose to follow a campaign to help them stay informed of updates and key dates.

How much can I invest?

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The minimum and maximum investment amounts vary by offering and are set by each issuer.

The specific investment thresholds are shown on each campaign page. Investors should review the terms of each offering carefully before deciding how much to invest.

Is my investment safe?

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No investment is risk-free, and investing in startups can involve significant risk — including losing your entire investment.

Each business is required to disclose information about its operations, financials, and risks as part of the crowdfunding process. AQi does not guarantee the accuracy of this information or the success of any business.

Be sure to review all disclosures carefully and only invest money you can afford to lose.

What happens after I make an investment?

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Once you invest, you’ll receive a confirmation and a digital copy of your investment agreement via AQi. You’ll then be added to the company’s investor updates and begin receiving performance communications.

What happens if a campaign doesn’t reach its funding goal?

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If a business does not meet its minimum funding goal, your investment will be canceled, and no funds will be collected. AQi will notify you and return any held funds to your account.

What happens if the business I invest in fails?

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If a company does not succeed, you could lose your entire investment.

Crowdfunding investments are high-risk and not guaranteed.

Each business provides required disclosures about its financials and risks so you can understand the potential outcomes before deciding whether to invest.

What is crowdfunding, and how does it work?

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Crowdfunding is the process of raising capital for a business by collecting small investments from a large number of people. On our platform, investors can browse investment offerings in startups and growing businesses, review their financials, and choose which ones to support. Once you invest, you'll receive equity or revenue shares in exchange for your funding.

What tax considerations should I be aware of?

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Investments made through AQi may have tax consequences, such as potential capital gains, losses, dividends, or other income, depending on the nature of the investment and the investor’s individual circumstances.

AQi does not provide tax advice or determine how investments will be treated for tax purposes. Investors should consult a qualified tax professional to understand their specific obligations.

When applicable, issuers or AQi may provide certain tax forms, such as Form 1099 or Schedule K-1, in accordance with regulatory requirements.

What types of investments can I make?

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You can invest in both equity and revenue-based offerings. With equity investments, you own a share of the company and benefit from its growth. With revenue-based investments, you receive a percentage of the company’s revenue over time. You can select which type of investment aligns best with your financial goals.

Who can invest on AQi?

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Most individuals, residing in the U.S., over 18 years old can invest on AQi. U.S. investors must comply with SEC rules, and AQi helps guide you through eligibility and investment limits based on your financial status.

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